Asset Liability Management
Asset Liability Management (ALM) is a critical tool for managing interest rate risk and is essential for formulating sound, intelligent growth strategies. VolCorp offers ALM reporting and consulting services, as well as useful seminars and training sessions that help credit unions understand ALM and keep their businesses on an upward trajectory.
VolCorp utilizes robust, state-of-the-art software for full-service interest rate risk modeling on quarterly, semi-annual, and annual schedules. We evaluate the risks in our members’ balance sheets and compare it with NCUA’s risk limit guidelines so that credit unions can meet regulatory compliance and use the data we uncover as a tool for strategic decision making.
VolCorp specializes in the following consulting services:
ALM Validation Service
Validations are a regulatory requirement. VolCorp helps credit unions stay compliant by running data simulations of their balance sheets and facilitating independent reports that analyze interest rate risk and enable parallel comparisons.
ALM modeling provides forecasting reports based on strategic goals to inform understanding on how they can impact risk, empowering credit unions to confidently and securely plan ahead.
Policy Development and Review
We review ALM, liquidity, and concentration policies, making any necessary revisions and ensuring policies comply with real world risk management requirements and evolving NCUA regulations.
Seminars & Training Courses
VolCorp is invested in helping its members better navigate the intricacies of AML. We provide the following training sessions:
No-cost “value-added” seminars given by expert instructors on a variety of topics relating to ALM and investments for credit unions.
VolCorp professional consultants provide personalized ALM training courses based on credit union needs, highlighting how different loan/share products impact the interest rate risk embedded on balance sheets.
For information about upcoming events, please consult our event calendar.
Become a Partner
For more information about our ALM services and about how we can help your credit union, contact us! One of our representatives will get back to you shortly.