Asset Liability Management Services

ALM Modeling:

VolCorp uses state-of-the-art software to provide ALM reports that enable you to monitor interest rate risk under current and anticipated market conditions.

The report package includes Net Economic Value (NEV), Net Interest Income (NII), Duration, Gap, Cash Flow, and many others.

To obtain a sample reporting package or to learn more about VolCorp’s ALM Modeling services, please email Paul Shorkey, AVP, Risk Manager, at pshorkey@volcorp.org or call one of the consulting team members.

ALM Analysis:

This reporting package includes Current and Historical Trends and Ratios, estimated CAMEL, ROA Analysis, and One-Year Cumulative Gap. Also included are charts that graphically illustrate Capital Trends, Capital Use, Asset Growth, Loan Growth, Investment Mix, Share Mix, Delinquencies, Charge-offs, Operating Expenses, Net Interest Income, and Net ROA.

A narrative overview provides insight on the most critical trends facing your credit union.

For more information about ALM Services, please email Paul Shorkey, AVP, Risk Manager, at pshorkey@volcorp.org or call one of the consulting team members.