Effective
Note: All VolCorp rates are quoted on a 365 day basis and are subject to change at any time.
The following rates apply to Volunteer Corporate members only.
Please contact us for Security Offerings
Phillip Cochran, Series 7 and 63
VP/Chief Investment Officer
Ext. 234 or PCochran@cu-isi.org
| Indicated Rates |
Account | Rate | | Premier Account | 0.10% |
| Member Managed Funds |
| Silver ($1M - $4.999M) | 0.11% |
| Gold ($5M - $9.999M) | 0.14% |
| Platinum ($10M and over) | 0.17% |
| Transaction Account | 0.05% |
| Membership Capital Account (4th Qtr 2011) | 0.00% |
| Perpetual Contributed Capital (4th Qtr 2011) | 1.00% |
Rates are indications only and are subject to change at any time.
Rates quoted pay interest monthly.
Cutoff time at 1:00 p.m. CST. |
| Premier Account Rates |
| Date | Rate |
| 1/26/2012 | 0.10% |
| 1/27/2012 | 0.10% |
| 1/30/2012 | 0.10% |
| 1/31/2012 | 0.10% |
| 2/1/2012 | 0.10% |
| 2/2/2012 | 0.10% |
| Member Managed Funds Rates |
| Date | Silver $1,000,000 - $4,999,999 | Gold $5,000,000 - $9,999,999 | Platinum $10,000,000 & Over |
| 1/25/2012 | 0.11% | 0.14% | 0.17% |
| 1/26/2012 | 0.11% | 0.14% | 0.17% |
| 1/27/2012 | 0.11% | 0.14% | 0.17% |
| 1/30/2012 | 0.11% | 0.14% | 0.17% |
| 1/31/2012 | 0.11% | 0.14% | 0.17% |
| 2/1/2012 | 0.11% | 0.14% | 0.17% |
| 2/2/2012 | 0.11% | 0.14% | 0.17% |
Dividends calculated daily and paid monthly.
Limited number of monthly deposits/withdrawals |
| SimpliCD Certificate Rates |
| Term |
Rate |
| 90 Days | 0.00% |
| 180 Days | 0.12% |
| 270 Days | 0.20% |
| 1 Year | 0.40% |
| 2 Year | 0.75% |
| 3 Year | 1.05% |
|
Trades close at 1:00 p.m. CST.
Rates are indications only and include the top rates available for each category.
Rates are subject to change at any time.
Rates quoted pay interest monthly. |
Notice 90:
90 Day Notice Account |
| Date |
Rate |
| 1/27/2012 | 0.21% |
| 1/30/2012 | 0.21% |
| 1/31/2012 | 0.21% |
| 2/1/2012 | 0.21% |
| 2/2/2012 | 0.21% |
| 2/3/2012 | 0.21% |
| Notice 90 funds can be put on notice any business day prior to 3:30 p.m. |
Fixed Rate Share Certificates:
2 - 90 Day Rates Pay at Maturity |
| Days |
Rate |
| 30 | 0.15% |
| 45 | 0.15% |
| 60 | 0.15% |
| 75 | 0.15% |
| 90 | 0.15% |
Fixed Rate Share Certificates:
120 - 364 Day Rates |
| Term Range |
Pay at Maturity |
Monthly Pay |
| 120 Days | 0.20% | 0.20% |
| 150 Days | 0.20% | 0.20% |
| 180 Days | 0.25% | 0.25% |
| 210 Days | 0.25% | 0.25% |
| 240 Days | 0.25% | 0.25% |
| 270 Days | 0.25% | 0.25% |
| 300 Days | 0.25% | 0.25% |
| 330 Days | 0.25% | 0.25% |
| 364 Days | 0.30% | 0.30% |
| Term Certificates $100,000 - $999,999 |
| Term |
Semi Annual |
Monthly Rate |
| 1 Year | 0.30% | 0.30% |
| 1.5 Year | 0.35% | 0.35% |
| 2.0 Year | 0.40% | 0.40% |
| 2.5 Year | 0.45% | 0.45% |
| 3.0 Year | 0.50% | 0.50% |
| 3.5 Year | 0.60% | 0.60% |
| 4.0 Year | 0.75% | 0.75% |
| 5.0 Year | 1.00% | 1.00% |
For Investments over $1M Please call.
Andrea Donaldson x264 or Phillip Cochran x234.
Rates above are quoted at actual/365 day basis.
Trades close at 1:00 p.m. CST.
Rates are indications only and are
subject to change at any time. |
| Christmas Club Accelerator |
| Month |
Rate |
| January | 0.20% |
| February | 0.20% |
| March | 0.20% |
| April | 0.20% |
| May | 0.20% |
| June | 0.20% |
| July | 0.20% |
| August | 0.20% |
| September | 0.20% |
| October | 0.20% |
| November | 0.20% |
| December | 0.20% |
*Posted rates reflect trailing 12 months.
Rates are set at the beginning at each month.
Dividends are paid at maturity. |
Indicated Rate:
An estimation of a certificate’s rate at a specific trading point.
All prices and yields are subject to change without notice.
Currently, we do not have any Fixed Callables.
| Market Indicators |
| |
Friday
1/27/2012 |
Friday
2/3/2012 |
| 30 - Year Treasury Bond |
3.14% |
3.01% |
| Fed Funds Effective |
0.09% |
0.11% |
| Fed Funds Target |
0.25% |
0.25% |
| Fed Discount |
0.75% |
0.75% |
| Bank Prime |
3.25% |
3.25% |
| Gold/oz. |
$1,638.48 |
$1,638.48 |
| Oil/barrel |
$98.10 |
$98.10 |
| 1 Yr. Constant Maturity Treasury |
0.12% |
0.12% |
| U.S. Treasury Auctions |
| |
Rate |
| 13 - Week T-Bill | 0.05% |
| 26 - Week T-Bill | 0.08% |
| 4 - Week Average | 0.02% |
Discount Rates (updated every Tuesday) |
| U.S. Treasury Yields |
| |
Monday
1/30/2012 |
Tuesday
1/31/2012 |
Wednesday
2/1/2012 |
Thursday
2/2/2012 |
Friday
2/3/2012 |
| 3 Month Treasury |
0.05% |
0.05% |
0.05% |
0.06% |
0.08% |
| 6 Month Treasury |
0.07% |
0.08% |
0.08% |
0.09% |
0.09% |
| 18 Month Treasury |
0.18% |
0.19% |
0.19% |
0.19% |
0.20% |
| 2 Year Treasury |
0.21% |
0.22% |
0.22% |
0.22% |
0.22% |
| 3½ Year Treasury |
0.38% |
0.39% |
0.39% |
0.38% |
0.37% |
| 5 Year Treasury |
0.73% |
0.74% |
0.73% |
0.72% |
0.70% |
| 10 Year Treasury |
1.83% |
1.84% |
1.81% |
1.82% |
1.81% |
| 30 Year Treasury |
2.97% |
2.99% |
2.95% |
2.99% |
3.01% |
| 1-Month LIBOR Rates |
| Date |
Rate |
| 1/27/2012 | 0.27% |
| 1/30/2012 | 0.27% |
| 1/31/2012 | 0.26% |
| 2/1/2012 | 0.26% |
| 2/2/2012 | 0.26% |
| 2/3/2012 | 0.26% |
Your savings federally insured to at least $250,000